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About Me
I'm Michael Koby, and I love technology. I'm also a programmer, currently doing Ruby on Rails development for a small Houston startup. Here I talk about technology, programming, politics, movies, music, and anything else I feel I need to talk about. If you would like to know more, you can check out the About page.Popular Series
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Category Archives: Commentary
Release Early, Release Often
That’s a phrase you’ve probably heard before. But usually people will say this, and then when they’re in a situation where they need to follow this advice they balk and don’t follow through. They’ll say things like “Yea, no one really does that” but they’d be lying both to themselves and in general. Continue reading
Posted in Commentary, programming
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The 80/20 Rule
You’ve probably heard the saying “Perfect is the enemy of good” and maybe you’ve even said it yourself a time or two. You may have also been in a situation where you’re working on something and a boss keeps asking you about fringe cases, those events that will only happen to an extremely small number of users or records. I’ve been in that latter situation more times than I would like to admit, but early on I came up with a method for dealing with such situations. Continue reading
Posted in Commentary
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It's Called "Income Tax"
It is not called “How much money I have in the bank or investment accounts” tax. If I save up millions of dollars and then put that into an investment account and earn interest I’m paying taxes on the interest, not what I already had in the account. This is a gross oversimplification of what’s commonly referred to as capital gains, and the capital gains tax (which is, I believe, at 15%) is how this is taxed. The tax code currently views capital gains differently than regular income (what you get in a paycheck). Continue reading
Posted in Commentary
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It’s Called “Income Tax”
It is not called “How much money I have in the bank or investment accounts” tax. If I save up millions of dollars and then put that into an investment account and earn interest I’m paying taxes on the interest, not what I already had in the account. This is a gross oversimplification of what’s commonly referred to as capital gains, and the capital gains tax (which is, I believe, at 15%) is how this is taxed. The tax code currently views capital gains differently than regular income (what you get in a paycheck). Continue reading
Posted in Commentary
1 Comment
Michael Koby 
It’s About Digital Ecosystems
So by now, all three of the biggest companies in technology have had some form of announcements done in the last month or so. Apple and Google had their developer conferences where they announced new products and software updates, and Microsoft has announced both new tablets and mobile platform updates. I watched (or read live blogs) of all these events, and as I watched it become just that much more clear that all of these companies are working to tie people to their ecosystems.
Some of you reading this just said “well duh” to yourselves and you’re probably wondering why I didn’t see this before now. Well, sorry to disappoint, but I saw it before now, I’m just saying that it’s become more obvious as these companies announced products recently. Continue reading →